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GSEs resisted VantageScore 4.0, supported bi-merge option
5+ hour, 28+ min ago (644+ words) Documents reviewed by the Housing Policy Council through a FOIA request show Fannie Mae and Freddie Mac opposed VantageScore 4.0 and favored bi-merge credit reports. The FHFA directed approval despite GSE objections, with the HPC now seeking further information disclosure." AI…...
Experian Acquires Own Up to Expand Mortgage Access and Consumer Home Loans in the Experian Marketplace
5+ hour, 28+ min ago (206+ words) Integration adds more AI capabilities and a licensed, tech-enabled shopping service to the Experian platform that helps ensure consumers do not overpay for mortgages Like a BFF " Big Financial Friend " Experian is here for consumers to lean on for support…...
SBA Working Capital Pilot Tops $150M in Manufacturer Lending
6+ hour, 13+ min ago (339+ words) The Small Business Administration's 7(a) Working Capital Pilot Program has provided more than $150 million in lending since its launch, with most of that activity occurring over the past year as small manufacturers increasingly tap the program for flexible credit. SBA said…...
ThriveCart Launches Card-linked BNPL Alternative to Unlock $3.3tn in Unused Credit
7+ hour, 47+ min ago (320+ words) The new feature allows customers to split purchases into 3, 6, or 12 monthly payments using the pre-authorized limits on their existing credit cards. Crucially, while the customer pays over time, the merchant receives the full funds upfront. ThriveCart positions the tool as…...
Gryphon AI Welcomes Symple Lending as a New Customer to Power Compliant, Customer-First Engagement
8+ hour, 28+ min ago (289+ words) Gryphon AI Welcomes Symple Lending as a New Customer to Power Compliant, Customer-First Engagement'Yahoo Finance Singapore Oops, something went wrong Gryphon AI Welcomes Symple Lending as a New Customer to Power Compliant, Customer-First Engagement BOSTON, Feb. 3, 2026 /PRNewswire/ -- Gryphon AI, a…...
'80s Teen Movies That Everyone Needs To Watch At Least Once
8+ hour, 59+ min ago (12+ words) '80s Teen Movies That Everyone Needs To Watch At Least Once'AOL.com...
Rate cap debate sidesteps big unknowns in credit card pricing
11+ hour, 28+ min ago (1316+ words) WASHINGTON " President Donald Trump's headline-grabbing ultimatum for a 10% interest rate cap on credit cards failed to materialize by his self-imposed deadline of January 20th." Last week, during a stump speech in Iowa, Trump didn't mention credit cards or rate caps. Meanwhile,…...
SBA’s Working Capital Pilot Program Delivers $150 Million to Support U.S. Manufacturing
11+ hour, 29+ min ago (112+ words) Flexible Credit Line Supports Expansion and Job Creation The WCP was built around the innovative annual guarantee fee structure developed and launched during the first Trump Administration to increase flexibility for small businesses and lenders, providing more options when structuring…...
How to prepare for a downturn as a private credit lender
12+ hour, 18+ min ago (577+ words) At the end of October, trailing one-year private credit defaults in the US came in at just 2.15% by value and 2.83% by deal count, outperforming public syndicated loan markets, according to private markets manager Future Standard. However, signs of stress have…...
FundingSearch.com launches to give lenders access to verified SME financial data
13+ hour, 14+ min ago (334+ words) Press Release |News 03 Feb 2026 Commercial lenders and brokers can now access loan applications with live, verified financial data pulled directly from borrowers" accounting software. FundingSearch.com integrates with Xero, Sage, and Companies House to deliver real-time P&L, balance sheet,…...